The things we value - home, family, hard-earned savings, independence - these are just a few of the important things Long Term Care Insurance can help you protect and preserve. To consider whether Long Term Care Insurance is right for you, we invite you to consider the value it may help to bring...
Preserve your savings and other assets. You've worked hard and saved. Your savings will serve you when life goes as you've planned. But you probably don't want to use your savings to pay for a hospital stay, or to replace your home after a fire. You have health and homeowners insurance for those unforeseen turns in the road. And the longer you live, the greater the likelihood of a long term care need. There's insurance for that too: Long Term Care Insurance.
Protect your family and friends from the difficulties of care giving. Family is often the first place you'll turn to for care, comfort, and support. But in many cases, they are not professional caregivers. What you want from your family is love and support. Weeks, months or years of care, even with just basic daily needs may be a burden you want to lift from your family's shoulders, so they can give you those shoulders to lean on in the ways that matter more.
Stay in your home as long as possible. If you're like most people, home is where your heart is, and where you'd like to stay for as long as possible. Long Term Care Insurance can give you the flexibility to receive care in the comfort and familiarity of your home or your community.
Maintain a level of independence and control of your life. Nothing makes us feel more vulnerable than losing control of basic choices. Few things are as important as knowing we've taken steps to help make sure we're able to live our lives on our own terms.
